More often than not, I am surrounded by the questions regarding future.

  • How future will impact us 50 years down?
  • What tech are going to be prominent?
  • What are the high growth industries for next 20 years?
  • How to be a part of growth tides?
  • Which countries will be in better geo-political positions?

And I am daily surrounded by task like,

  • Reading a pending book
  • Meeting the new lead for business
  • Revert Call to a friend
  • Other pending tasks
  • Long awaited discussion with prominent person on some topic

Lately, what I have observed is the more I indulge on futuristic questions which are more ambiguous in nature, the more I loose on productivity front. There is no definite answers to futuristic question. All we can do is to assume, to form an opinion and wait for the unfolding of facts.

But the same brain storming destroys the balance, eats out lot of time and I loose much on productivity front.

So I have started following this filtration.

I ask myself, Whether it’s a imaginary question or a real question?

If it’s a real one than I continue, if it’s an imaginary one I write it down and keep it for a weekend.

I avoid discussions on those topics with people, I avoid thinking about it, I avoid reading about it. I read, talk, think and discuss in weekend. I form an opinion and write it down. So it avoids ambiguity. I revisit once in a while and track what’s happening on those fronts like Solar Energy, Electric Cars, Artificial Intelligence, Algo Trading and much more.

It has helped me to narrow my focus and priorities. I clearly know what has to be done in working hours by knowing what has not to be done in working hours! Charlie Munger you see!

At the current moment, I am very clear about my 3 month challenge & 2 year challenge. I know what has to be done. I miss out sometimes on getting things done but its okay. Avoiding imaginary questions has cleared lot of rooms for me to focus on real ones.

I am feeling more productive and helping to getting things done faster.

Hope the same will help you as well.

Last thing, as soon as you find yourself spending time on Imaginary Questions, just bookmark it and move to a Real Question!

That simple!


It’s been a while since I wrote a last blog post. Lots of things were going and I am sure the same is the case with you. The new year has started and we have embarked on a new journey.

productivity-secretsAs a tradition, I was writing few resolutions year on year but I wont do this time. There are several lessons I learned in past 1-2 years which I want to share with you here. When I write a blog post generally it’s less for you but more for me.Continue reading

I have been an avid learner of Value Investing from a year..! I am reading so many books, blogs, letters, annual reports and some other stuff about Value Investing. In the pursuit of my Learning I have learned some wonderful lesson about human behavior as well as our approach to our life.

I was reading something about buffet online and came across a wonderful concept,”Method of Inversion“. I have written full article about it but once again, I feel like writing something on it about my personal life.

4WaystoSayNoContinue reading

personal financeWhen I write some post on personal finance or financial planning then I am often asked by my friends, “Do you really think It’s necessary ?” Some of them tell me that, “Who knows whether we will live till 60s or 70s ! Don’t worry about that time. Enjoy this moment. ” Sometime I also think that’s bloody correct..! Why the fuck I am thinking about these shit..? But, It is not true, I will cover, Why? Here, I am trying my best to explain you why It’s necessary and you should think about it. I will try to explain it with my personal point of view.Continue reading


Real Estate Agent

Once I was suggested a book named Freakonomics…! and I found that book and read it for sometime just for overview. I found one interesting thing there and writing this post on it. This is about hard fact about Real Estate Agents or Brokers. If you will sell your Asset, ever, through a broker than you must read this one :D. This is completely logical and practical calculation as far as I know..! Particularly in India, Irrespective of whatsoever your brokers tell you..! All they say is “SHIT” when It comes to grabbing the higher price..! WhY?..
Continue reading

Practical and Working Passive Income Sources In IndiaI read one book in 2010 , “Rich Dad Poor Dad”, which was clearly pointing out to increase your passive income source to be financially free. That book was written way back 1992, as far as I remember but It was a good book to understand the importance of Financial Freedom and the way financial success can be achieved. I came across the term “passive income” in that book. Today when I was Continue reading

Life is easier enjoy itI remember, I learned a method in maths..! called “Elimination Method” to solve liner equation..! Don’t you think the same apply to us also ? Everybody is searching for happiness, money and status..! I think, better way to get it is to Eliminate the things which kill them. As simple as that. Keep it simple.

I read somewhere, Like, “The man who wanted to know where he was going to die so he never went there.” It’s called the idea of “Inversion” as well.

It is the distractions, disturbances, problems, times wasters and imitation which is holding us back from creating things..!

So, Idea here is, Clear the distractions..! Time Wasters..! Use Brains..! Don’t Follow..! Try to create and not replicate..! It’s a process which takes time..! Don’t fantasize , Implement it..! Know your Limits..! Be in Control..!

Enjoy..! 🙂 Good Morning !

good readsI read a quote somewhere..! In your life, Only 2 things decides your destiny, and I believe that, One is surroundings(people, friends, relatives, family) in which you live and second is the books you read. You can pick any damn person who is successful, whom you respect, who is your role model or whom you are impressed with. You will observe that, the field might be different but 1 quality of those people will be same and that is, Hunger for Learning Things. They are hard core readers, It’s not that They are inborn readers or they are passionate about reading. Many of them might developed a habit of reading books, even if they don’t like reading.Continue reading

elearning_image1I have written my last blog post about why investment and saving is necessary and the same has been explained by a short movie “One Idiot” . I don’t know why but this movie has left a deep impact on me. I am 100% sure that saving and investment is utmost necessary, I should save, I should invest, my portfolio should be diversified this way and that way and all but These all are only talks since July 2011. I am just thinking, thinking and thinking from July 2011 when I started earning money online.Continue reading