wordleWhen a person talk about Saving and Investment, We always tell him, “Kyun Pakaa Raha Hai?” If We are asked, “How much money will you have by 2022 ?” We find it a silly question.

Initially(In Young Age) we don’t give a shit about our Investment and Saving, about How Money Works? , about What are our Financial Goals? about What are our Financial Needs? , about our Spending Habits and much more.We spend like anything without any rationale..! In most of the cases in Show-Off…!

Then what happens is,  in 30s or 40s, we start hating the situation !  Why ??  The only word which come across though mails, SMSs and letters the Payment Dues and EMIs ! Can’t you see the same scenario in the society?

If you are also telling like..“Kyun Pakaa Raha Hai?” then What you are waiting for? A bunch of Bills, Credit Card Payment and EMIs ? or you like a brighter side !! Bunch of Cheques of Dividend, Bunch of News about Capital Appreciation in your property ! Fixed Monthly Interest on your FDs ! and a complete easy life by doing what you always wanted to do..!

Let’s See..! I have found one movie on YouTube, “One Idiot..!” Which focus on why is it important to be financially literate ? It shows the current mentality and attitude of youth towards money and It also gives some sort of solution, like, How it can change ? and How the Youth should think?

I am putting the video in here… Read the whole post and Lastly see the video.. It will leave a far better impact on you. Just try to relate what I am explaining you or putting in word with that movie.. 🙂

Note: I am also not exception to it. I also haven’t invested a rupee with planning. Thought I have some raw future plans but No action has been taken so in and all, I am also learning by writing this blogpost and telling my self that Saving is important..!

What I Observed and Learned from One Idiot Movie ?

#1 : What is so Cool According to Youth Today ? >

The words I am writing here depicts the youth today..! You will agree with me..!  Roaming, Outing, Playing Pool, Canteen, Restaurant, Coffee Cafe, Mobiles, DSLRs, Bikes Rides, Girl Friends, Break Up, Patch up, Online Shopping, Mac Donald’s, Domino’s, Subway, CCD, Barista, Credit Cards, Facebook, Status Updates, Expensive Bags, Number of Foot-wears, New Clothes etc etc etc… Now, you can add thousand of stuff to this list and you will find a surprising thing is that..! Any Guess ? All the things listed above sucks money.. It takes away money from our pocket. There is not a single activity in which Youth is involved. I am not talking about all, This is just a general observation.  So, What is so cool according to Youth today?? Answer is >Spending Money on Expensive Things 🙂 Agreed ? Bargaining, Living a Frugal Like, Simple Things to Wear and Not Showing off is bloody uncool and frustrating to us..!

#2 : Saving & Investing Money is not an Act, It a Habit : >

This habit doesn’t have any relation with age of a person. It depends upon How early he start understanding the paradigm of Money. Initially Money Saving is an act with understanding but as the time goes and fund grows, It becomes habit. You start loving your raised fund and earned gain. You start enjoying making money and so You start saving more and more..! It helps you to live better life and rationale decision. It creates a safety net in your life. It helps you to leave your job and kick on its ass for a life… So Develop the understanding of saving and Start Saving till your fund grows to the substantial amount then It will be on auto pilot..! 😀 You will realize this thing after watching this movie.

#3 : Our Parameters to Measure Success of a Person is Very Poor : >

We always try to judge people by the way he looks, the brand which he wear, the car which he use, the restaurant he visits, with people he interact, the movie cinema he visits, the mobile he use and much much more. According to a movie, The real asset of a person is, whether he is living the life he wanted or not ? His family is happy or not? He is enjoying his work or not? He is living stress free life or not ? Taking Blood Pressure pills by sitting in BMW is completely insensible way of living..! The state of mind in which he is living is the actual parameter of a person is wealthy or not. In today’s life, getting income without working can be useful way to live life you ever wanted..! Think Upon it..!

#4 : Some Lessons about Money, Saving and Investing :

What he says first is, “If you are buying the things which you don’t want, You will end-up selling the things which you actually want..! ” and this is a very true statement. Another thing in starting I learned is, No matter how much wealthy or rich we are, We should always try to live a frugal life. As I said above, Money saving is just a habit which have no relation with age of a person. A person start it automatically when he understand how money works. The another thing is, Don’t let your money sit in one place, Keep stirring your money. As the Warrent Buffet says, “Dont put all your eggs in One Basket”, He explain the same with cricket match examples. Winning combination of game is 1,2,4 and 6. We can’t win match by taking singles and doubles thought it is safe. So we need to take risks by hitting 4s and 6s. That makes a winning combination.

#5 : What is the Ultimate Purpose of Doing all these?

The ultimate purpose of doing all this is to be financially free at the age we want. There by we can do the things which we like. Why to be dependent on your family, your boss or your company which you are capable enough to maintain your lifestyle and cater yourself. It’s not about earning hard or creating an empire. It’s all about living a peaceful life and doing what we do.

After all, It’s not about money, It about the way of Life.

I hope you enjoyed the post. Let me tell you that, I started my investing movement today itself by opening a Demat account, which I was procrastinating from last six months. We all know that It’s necessary but due to some reason like lazyness or something we just go on procrastinating the things.Please dont.

Decide your monthly contribution towards you life Corpus.. and again I am repeating.

This habit doesn’t have any relation with age of a person. It depends upon How early he start understanding the paradigm of Money. Initially Money Saving is an act with understanding but as the time goes and fund grows, It becomes habit. You start loving your raised fund and earned gain. You start enjoying making money and so You start saving more and more..! It helps you to live better life and rationale decision. It creates a safety net in your life. It helps you to leave your job and kick on its ass for a life… So Develop the understanding of saving and Start Saving till your fund grows to the substantial amount then It will be on auto pilot..!

>What do you think ? Share your insights on the same topic in Comments..!
>Share this post to spread financial literacy.

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